We’ve all heard about goal setting from a young age. Whether it was aiming for good grades, developing a new skill, or reaching a milestone in sports, we learned that having a goal gave us structure and direction.

As we grow older, our goals evolve — and among the most critical, yet often overlooked, is planning for retirement.

Have You Set Your Retirement Income Goal?

If not, now is the time to ask yourself:

• How am I preparing for my financial future?
• Am I leaving it to chance or hoping for a windfall?
• Do I have a clear idea of what I’ll need in retirement?

These aren’t just questions — they’re wake-up calls. Retirement planning isn’t just about saving money. It’s about creating peace of mind and having a strategy in place for one of the most significant phases of life.

You Don’t Need to Be a Financial Expert

Here’s the good news: you don’t need to be a financial professional to build a successful retirement plan. But you do need to take action.

Start by reaching out to trusted sources who can guide you:

• Your banking institution may offer retirement planning tools or advice.
• A financial advisor can tailor a strategy based on your goals.
• Your accountant or estate lawyer may assist with tax and legacy planning.
• If you’re part of a Group Retirement Plan, take advantage of the guidance available through the plan’s consultants.

These resources exist to help you — and many people aren’t aware they’re just a phone call or click away.

Don’t Leave It to Chance

Procrastination is the most expensive decision when it comes to retirement. Every year you delay can mean missed growth and opportunity.

Even small steps make a difference — setting a monthly savings target, reviewing your existing retirement accounts, or scheduling a conversation with a financial expert.

Hope is not a financial plan — but goal setting is.

5 Steps to Get Started Today:

1. Define your retirement income needs. What lifestyle do you want? What will it cost?
2. Assess your current savings. Know what you have and where the gaps are.
3. Speak with a financial professional. Don’t guess — get guidance.
4. Use the tools available to you. Many group retirement plans include valuable resources.
5. Review your plan regularly. Life changes — your plan should too.

At The MultiCare Group of Companies, we’re here to support you in making informed, confident decisions about your financial future. If you have questions or would like to speak with one of our team members, please don’t hesitate to reach out.

Let’s work together to ensure your retirement years are truly golden.

Need support?

Email. advice@multicaregrs.com

1-888-357-1179